Vacancy title:
15 Credit Officers And Assistant Credit Officers

Jobs at:
YETU Microfinance Bank PLC

Deadline of this Job:
30th November, 2018

Duty Station:
Tanzania

Summary
Date Posted: 14th November 2018 , Base Salary: Not Disclosed , Employment Type: Full-Time

JOB DETAILS:

QUALIFICATIONS AND REQUIREMENTS
Holder of Degree/Diploma or Certificate preferably in General Agriculture, Business Administration, Education, Community Development, Banking & Finance, Accounting, Marketing or equivalent certifications from recognized institutions, or related field. Computer literacy and data entry knowledge Customer care skills

CREDIT OFFICER AND ASSISTANT CREDIT OFFICE RESPONSIBILITIES

• To ensure that agency/branch is complying with the established group lending policy and procedures which include applicant’s assessment procedures and loan monitoring system designed to provide information concerning the performance of the loans portfolio.
  
• To ensure good customer service, improved performance and profitability as well as effective risk control and management in the lending portfolio in line with bank’s objectives.
  

KEY RESPONSIBILITIES

• Ensuring quality group lending portfolio for branch
  
• To ensure collections/repayments of group loans at the branch as well as ensuring the loans are managed in accordance with the group loans credit policy and lending manual.
  
• To make follow up of queries raised by internal and external auditors.
  
• To do reconciliationIn coordination with branch managers, he/she will deal with list of borrowers who have missed loan installments
  
• To ensure that weekly, monthly quarterly and annual portfolio reports are prepared
  
• Lease with the branch to ensure that no queries are raised by customers or auditors with regard to Solidarity Group Lending product
  
• Ensure that all the loan repayment are collected and submitted to branch
  
• Cross sell other bank’s products and services
  
• Participate in the preparation of brach annual plan and projections for group loan portfolio
  
• Ensure accurate and timely filing of both group loan documentation
  
• Attend any other duties as may be assigned by the In charge/branch Manager