Business Development Officer – Kahama
2025-04-17T18:54:17+00:00
NBC
https://www.greattanzaniajobs.com/jsjobsdata/data/employer/comp_1810/logo/National%20Bank%20of%20Commerce%20(%20NBC%20).jpg
https://www.nbcbanking.com/
FULL_TIME
Kahama
Kahama
00000
Tanzania
Accounting
Accounting & Finance
2025-04-30T17:00:00+00:00
Tanzania
8
Job Description
Key Accountabilities
Growth of quality loan portfolio (Branch targets)
- Onboarding of eligible borrowing customers as per Product Procedure Manuals
- Follow up on pipelines/sale leads to ensure maturity within agreed timeline.
- Identify, explore, and negotiate business (lending) opportunities with existing and new and customers.
- Engaging with external and internal business stakeholders to ensure that the Bank’s interests are properly presented and safeguarded.
Credit underwriting functions
- Receive and review Credit applications and ensure compliance to approved checklist of required documents.
- Liaise with Credit Risk Committee members to ensure eligible customers are visited to validate the information submitted, business and collaterals provided.
- Assessment (credit appraisal) of Micro-SME & Agribusiness credit applications to determine creditworthiness for Bank’s financing in-line with Product Procedure Manuals.
- Ensure all credit applications forwarded to HQ for approval were reviewed, discussed, and deliberated by Credit Risk Committee (as per Product Procedure) Attend/address all issues or queries raised by HQ (Retail credit/Business) in collaboration with Credit Risk Committee without compromising procedure.
Loan Portfolio Management
- Ensure approved loans adhere to approved terms and conditions.
- Ensure post disbursement business visits are made to confirm fund utilization and report/take necessary action where deviation occurs.
- Ensure customers’ visits are made and reports are prepared as per the Bank’s guidelines.
- Ensure proper documentation and record keeping of all approved credit application documents at branch. Facilitate timely renewal/refinancing of eligible existing facilities.
- Review loan portfolio and recommend appropriate interventions to ensure it performs in line with approved performance indicators and targets.
- Help branch to devise and execute turnaround or recovery measures geared to improve quality of loan portfolio. Any duty assigned by supervisor.
Deposit mobilization & Cross selling
- Mobilize deposits from new and existing Micro-SME & Agribusiness customers
- Cross selling of Bank’s existing and new products & services Support Liaison role between internal and external stakeholders
- Any duty assigned by supervisor.
Capacity building
- Conduct mass marketing/training with customers (potential & existing)
- Conduct products awareness sessions with branches or external customers
Relationship management & Advisory function
- Develop and maintain business relationships with customers on the Bank’s behalf.
- Customer advisor on various business or lending requirements and devise proper credit structuring.
Reporting & Meeting attendance
- Compulsory attendance at Credit Risk Committee, Loan delinquency and collections meetings etc. as directed by authority.
- Preparation and submitting of standard periodic reports or any report as required by management. Any duty assigned by supervisor.
Education and Experience Required
- Masters /bachelor’s degree in Agri-business, accounting, Finance, Economics, Marketing, and any other related field with experience in Micro SME & Agribusiness Industry.
- At least 3 Years experience in Micro SME & Agribusiness Lending Business
Knowledge & Skills:
- Deciding and initiating action
- Learning and researching
- Entrepreneurial and commercial thinking
- Relating and networking
- Adapting and responding to change
- Persuading and influencing
- Creating and innovating
Behavioral skills
- Critical thinking perspective
- Good interpersonal, team working/networking with internal and external customers.
- Ability to organize and manage stakeholders’ engagements.
- Leadership qualities (innovative, creative, change champion)
- Ability to prioritize and execute tasks in a high-pressure environment.
- Ability to work with minimum supervision.
Qualifications
Commercial mindset - Junior (Meets some of the requirements and would need further development), Customer Excellence - Service Delivery (Meets all of the requirements), Digital familiarity (Meets all of the requirements), Effective communication - Basic (Meets all of the requirements), Experience in a similar environment, Further Education and Training Certificate (FETC) - Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Product and/or Service Knowledge (Meets all of the requirements), Sales Management (Meets some of the requirements and would need further development)
Growth of quality loan portfolio (Branch targets) Onboarding of eligible borrowing customers as per Product Procedure Manuals Follow up on pipelines/sale leads to ensure maturity within agreed timeline. Identify, explore, and negotiate business (lending) opportunities with existing and new and customers. Engaging with external and internal business stakeholders to ensure that the Bank’s interests are properly presented and safeguarded. Credit underwriting functions Receive and review Credit applications and ensure compliance to approved checklist of required documents. Liaise with Credit Risk Committee members to ensure eligible customers are visited to validate the information submitted, business and collaterals provided. Assessment (credit appraisal) of Micro-SME & Agribusiness credit applications to determine creditworthiness for Bank’s financing in-line with Product Procedure Manuals. Ensure all credit applications forwarded to HQ for approval were reviewed, discussed, and deliberated by Credit Risk Committee (as per Product Procedure) Attend/address all issues or queries raised by HQ (Retail credit/Business) in collaboration with Credit Risk Committee without compromising procedure. Loan Portfolio Management Ensure approved loans adhere to approved terms and conditions. Ensure post disbursement business visits are made to confirm fund utilization and report/take necessary action where deviation occurs. Ensure customers’ visits are made and reports are prepared as per the Bank’s guidelines. Ensure proper documentation and record keeping of all approved credit application documents at branch. Facilitate timely renewal/refinancing of eligible existing facilities. Review loan portfolio and recommend appropriate interventions to ensure it performs in line with approved performance indicators and targets. Help branch to devise and execute turnaround or recovery measures geared to improve quality of loan portfolio. Any duty assigned by supervisor. Deposit mobilization & Cross selling Mobilize deposits from new and existing Micro-SME & Agribusiness customers Cross selling of Bank’s existing and new products & services Support Liaison role between internal and external stakeholders Any duty assigned by supervisor. Capacity building Conduct mass marketing/training with customers (potential & existing) Conduct products awareness sessions with branches or external customers Relationship management & Advisory function Develop and maintain business relationships with customers on the Bank’s behalf. Customer advisor on various business or lending requirements and devise proper credit structuring. Reporting & Meeting attendance Compulsory attendance at Credit Risk Committee, Loan delinquency and collections meetings etc. as directed by authority. Preparation and submitting of standard periodic reports or any report as required by management. Any duty assigned by supervisor.
Deciding and initiating action Learning and researching Entrepreneurial and commercial thinking Relating and networking Adapting and responding to change Persuading and influencing Creating and innovating Behavioral skills Critical thinking perspective Good interpersonal, team working/networking with internal and external customers. Ability to organize and manage stakeholders’ engagements. Leadership qualities (innovative, creative, change champion) Ability to prioritize and execute tasks in a high-pressure environment. Ability to work with minimum supervision
Masters /bachelor’s degree in Agri-business, accounting, Finance, Economics, Marketing, and any other related field with experience in Micro SME & Agribusiness Industry. At least 3 Years experience in Micro SME & Agribusiness Lending Business
JOB-68014e594bab6
Vacancy title:
Business Development Officer – Kahama
[Type: FULL_TIME, Industry: Accounting, Category: Accounting & Finance]
Jobs at:
NBC
Deadline of this Job:
Wednesday, April 30 2025
Duty Station:
Kahama | Kahama | Tanzania
Summary
Date Posted: Thursday, April 17 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Job Description
Key Accountabilities
Growth of quality loan portfolio (Branch targets)
- Onboarding of eligible borrowing customers as per Product Procedure Manuals
- Follow up on pipelines/sale leads to ensure maturity within agreed timeline.
- Identify, explore, and negotiate business (lending) opportunities with existing and new and customers.
- Engaging with external and internal business stakeholders to ensure that the Bank’s interests are properly presented and safeguarded.
Credit underwriting functions
- Receive and review Credit applications and ensure compliance to approved checklist of required documents.
- Liaise with Credit Risk Committee members to ensure eligible customers are visited to validate the information submitted, business and collaterals provided.
- Assessment (credit appraisal) of Micro-SME & Agribusiness credit applications to determine creditworthiness for Bank’s financing in-line with Product Procedure Manuals.
- Ensure all credit applications forwarded to HQ for approval were reviewed, discussed, and deliberated by Credit Risk Committee (as per Product Procedure) Attend/address all issues or queries raised by HQ (Retail credit/Business) in collaboration with Credit Risk Committee without compromising procedure.
Loan Portfolio Management
- Ensure approved loans adhere to approved terms and conditions.
- Ensure post disbursement business visits are made to confirm fund utilization and report/take necessary action where deviation occurs.
- Ensure customers’ visits are made and reports are prepared as per the Bank’s guidelines.
- Ensure proper documentation and record keeping of all approved credit application documents at branch. Facilitate timely renewal/refinancing of eligible existing facilities.
- Review loan portfolio and recommend appropriate interventions to ensure it performs in line with approved performance indicators and targets.
- Help branch to devise and execute turnaround or recovery measures geared to improve quality of loan portfolio. Any duty assigned by supervisor.
Deposit mobilization & Cross selling
- Mobilize deposits from new and existing Micro-SME & Agribusiness customers
- Cross selling of Bank’s existing and new products & services Support Liaison role between internal and external stakeholders
- Any duty assigned by supervisor.
Capacity building
- Conduct mass marketing/training with customers (potential & existing)
- Conduct products awareness sessions with branches or external customers
Relationship management & Advisory function
- Develop and maintain business relationships with customers on the Bank’s behalf.
- Customer advisor on various business or lending requirements and devise proper credit structuring.
Reporting & Meeting attendance
- Compulsory attendance at Credit Risk Committee, Loan delinquency and collections meetings etc. as directed by authority.
- Preparation and submitting of standard periodic reports or any report as required by management. Any duty assigned by supervisor.
Education and Experience Required
- Masters /bachelor’s degree in Agri-business, accounting, Finance, Economics, Marketing, and any other related field with experience in Micro SME & Agribusiness Industry.
- At least 3 Years experience in Micro SME & Agribusiness Lending Business
Knowledge & Skills:
- Deciding and initiating action
- Learning and researching
- Entrepreneurial and commercial thinking
- Relating and networking
- Adapting and responding to change
- Persuading and influencing
- Creating and innovating
Behavioral skills
- Critical thinking perspective
- Good interpersonal, team working/networking with internal and external customers.
- Ability to organize and manage stakeholders’ engagements.
- Leadership qualities (innovative, creative, change champion)
- Ability to prioritize and execute tasks in a high-pressure environment.
- Ability to work with minimum supervision.
Qualifications
Commercial mindset - Junior (Meets some of the requirements and would need further development), Customer Excellence - Service Delivery (Meets all of the requirements), Digital familiarity (Meets all of the requirements), Effective communication - Basic (Meets all of the requirements), Experience in a similar environment, Further Education and Training Certificate (FETC) - Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Product and/or Service Knowledge (Meets all of the requirements), Sales Management (Meets some of the requirements and would need further development)
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
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