Summary
Date Posted: Wednesday, June 01, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
A Credit Risk Senior Analyst is expected to have a strong understanding of credit risk, of Citi´s internal policies and procedures, and of being relatively knowledgeable about the industry fundamentals that portfolio belongs to. They should need some supervision from their respective Credit Risk Team Lead, especially on more sensitive and complex credit situations, and be able to carry thoughtful conversations with ICG Risk and BCMA partners, with some intervention of the respective Team Lead.This role has responsibility for the portfolio of Relationships and the role reports directly to the Credit Risk Team Lead.

Key Responsibilities:
• Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

Skills/Competencies:
• Risk & Credit Underwriting:
• Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
• Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
• Displays robust industry research capabilities, including risk and key drivers
• Strong understanding of Credit Policy and procedures; proactively refers to resources as needed
• Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
• Leadership:
• Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
• Embraces the need for change and appreciates its benefits with natural curiosity
• Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas
• Competencies:
• Strong interpersonal skills, with the ability to build relationships
• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
• Solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Technical:
• Proficient Microsoft Office (Word, Excel, and PowerPoint) skills
• Progressive experience with the internal ICG Templates and with financial modeling

Qualifications:
• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
• Financial Services experience including 2-3 years of credit experience in banking or credit risk management

Job Experience: No Requirements

Work Hours: 8

Level of Education: Bachelor Degree

Job application procedure
To apply follow this link https://citi.wd5.myworkdayjobs.com/2/login?redirect=%2F2%2Fjob%2FDar-Es-Salaam--Tanzania-United-Republic-Of%2FCredit-Risk-Senior-Analyst_22501471%2Fapply 

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