Summary
Date Posted: Tuesday, May 14 2024, Base Salary: Not Disclosed

JOB DETAILS:
Job Summary
Position: Loan Officer
Working Station: Dar es Salaam Company: ELM Enterprises co. ltd
Main Business: Microfinance and Insurance

KEY RESPONSIBILITIES:
1. Marketing loans products, meet with loans applicants to identify their potentiality, Obtain and compile copies of loan applicants’ credit histories, financial statements, and other financial information.
2. Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
3. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
4. Submit Clients loan applications to Credit Manager for verification and recommendation.
5. Compute payment schedules
6. Making loan collections and follow up to overdues loans.
7. Analyze active loan files on a regular basis and recommend solutions to speed up the loan process and making a follow up for repayments.
8. Posting customers loans and repayments
9. Producing monthly reports to management related to customers you are serving
10. Any other duties as assigned by supervisor.

DESIRED QUALIFICATIONS:
1. Minimum of Degree in Business studies
2. Experience in sales of Microfinance is must
3. Computer literate
4. Experience in Sales will be an added advantage

OTHER ATTRIBUTES:
1. Analytical skills
2. Attention to details
3. Customer relationship skills
4. Sales skills
5. Problem solving skills


Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure
All candidates who meet the above job requirements should send their application letters together with their detailed curriculum vitae (CV’s) showing contact addresses including email, telephone numbers and copies of academic and professional certificates to career@elm.co.tz 

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