Summary
Date Posted: Monday, March 11 2024, Base Salary: Not Disclosed

JOB DETAILS:
Job Title: Relationship Managers – Commercial Banking
Reports to: Senior Manager SME & Corporate Banking
Function level: Assistant Manager

BASIC PURPOSE:
As relationship Manager Commercial, you will play a pivotal role in initiating and managing strong client relationship for upper SMEs and corporate customers contributing to business development, and ensuring effective business growth for both deposit, loan book and quality portfolio management. Primary objective is to contribute to deposit mobilization, revenue generation, loan book growth, risk management and overall client satisfaction.

MAIN DUTIES & RESPONSIBILITIES:
1. Business growth
Deposit mobilization
• Recruiting potential upper SMEs and corporate customers and their ecosystems to secure deposit growth.
• Come up with initiatives to support deposit mobilization strategy.
Growing Loan Portfolio
• Onboarding new potential upper SME and corporate customers on daily basis with intention of Identifying and negotiating business opportunities in order to recruit customers
• Generating, tracking and closing sales leads and pipelines to ensure maturity.
• Explore opportunities in the market and devising strategies for benefits realization.
• Facilitate processing of credit application as per committed TAT.
• Monitoring of loan covenants to ensure compliance across the loan tenure
2. Portfolio Quality Management
• Overall monitoring of loan book portfolio to ensure quality as per monitoring guidelines
• Track delinquent collection to contain of migrations and share collection update with respectively supervisor periodically
3. Relationship management
• Initiate, develop and maintain strong business relationship with existing and potential customers on behalf of the bank.
• Act as bank’s key contact person to upper SMEs and corporate customers.
• Explore and convert business opportunities to ensure profitable business from each customer ecosystem.
4. Capacity Building
• Nurture and support to other staff to ensure they have necessary skills and support for effective execution of their roles and efficient customer service.

QUALIFICATIONS, SKILLS AND EXPERIENCE:
• The role requires customer focused person, committed and keen business acumen
• Comprehensive knowledge in both SME and corporate financial solutions
• Adequate experience in SME and corporate lending cycles and management.
• Commendable experience in Credit underwriting.
• Advanced / Expert level on sales, interpersonal and networking skills.
• Ability to communicate and interact effectively with various external stakeholders.
• A detailed understanding of banking industry regulation requirements.
• Persuasion and negotiation skills.

Education & Experience
• Bachelor degree in any business related field. Masters degrees and professional certification will be added advantage.
• At least 3 years’ experience in corporate or 5 years’ experience in upper SME banking

Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application quoting the Job reference and title in the subject field to: TZRecruitment@equitybank.co.tz

Deadline: 15th March 2024

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