Summary
Date Posted: Friday, February 07 2025, Base Salary: Not Disclosed

JOB DETAILS:
Key Responsibilities
Credit Scoring & Risk Assessment
• Develop and implement credit scoring models to assess customer creditworthiness.
• Analyse financial statements, payment histories, and risk factors to make data-driven lending decisions.
• Monitor credit risk trends and recommend policy adjustments.

Credit Collections & Recovery
• Oversee the collections team to ensure efficient recovery of outstanding deb
• Develop and implement strategies to reduce non-performing loans (NPLs).
• Establish collection policies, negotiate repayment plans, and handle escalations.

Bank Operations & Compliance
Ensure credit and collections processes align with banking regulations and internal policies.
Work closely with internal stakeholders, including risk, finance, and legal teams, streamline operations.
Maintain compliance with industry standards, regulatory requirements, and audit guidelines. Team

Leadership & Performance Management
• Lead, mentor, and develop a team of credit analysts and collections office
• Set performance targets and monitor team productivity.
• Foster a culture of accountability, continuous improvement, and customer-centric decision-making.

Qualifications & Experience
• Bachelor’s degree in Finance, Accounting, Banking, or a related field
• Minimum 5 years of experience in credit scoring, collections, and banking operations.
• Strong knowledge of credit risk assessment, lending regulations, and collections best practices.
• Experience in leading teams(managing at least 5 members) and driving performance improvements.
• Proficiency in financial analysis, data interpretation, and credit scoring methodology
• Excellent communication, negotiation, and problem-solving skills.
• Fluent in English speaking

Preferred Skills
• Knowledge of credit scoring software and debt recovery tools.
• Experience with regulatory compliance frameworks in banking.
• Strong analytical mindset with attention to detail.
If you are a results-driven professional with expertise in credit scoring, collections, and banking operations, and you have a passion for leadership, we encourage you to apply.

Work Hours: 8

Experience in Months: 60

Level of Education: Bachelor Degree

Job application procedure
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